It's Only Money

Illustration: "A World That Quickly Turns" (1855), Anonymous

My friend Gail seemed like a sensible person, certainly not someone who'd be considered irresponsible or wildly extravagant. She had a good job in a higher-than-average income bracket. Nothing made me suspect she had big financial problems.

There were little things about the way she lived that I noticed. When she needed cash, she went to a convenient drive-through ATM that wasn't owned by her bank, and paid a transaction fee every time. In her bathroom, she had the most expensive brand of toilet paper. Her cosmetics were a pricey imported brand. She had several sets of nice dishes and table linens that she alternated to match the season or the holiday. Although her fashion style was casual and slightly rumpled, she wore top-tier clothing brands. She leased her car. Her son took a lot of music and art lessons, and went to fancy summer camps.

These aren't bad things. I don't think any one of her spending habits doomed her, but I do think she had a habitually careless attitude toward money. There were probably a lot of things going on that I didn't know. Eventually, she accumulated unmanageable credit card (and other) debt and found hereself in danger of foreclosure, unable to pay the bills, avoiding phone calls. She got some relief by filing for bankruptcy, a long, painful process that trashed her credit score.

When it was over, I noticed some subtle changes at Gail's house. Her toilet paper was now the Kirkland brand from Costco, and her moisturizer was Olay. She bought a pre-owned car. She still liked those upscale clothes, but she waited to buy them at clearance sales. Her son was now old enough to have a job, and he paid for his own activities.

Overall, Gail's life didn't change much. She still had that well-paid job and still lived in the same lovely house. It seemed that now she paid more attention to costs, and that she was serious about budgeting for the big things, like a nice European vacation and a better car. But she still used the drive-through ATM.

 

All Wet

Illustration: "Water" (1793), William Blake

I see a lot of ads for walk-in bathtubs. These tubs have a little door that you are supposed to open, walk in and sit down. In theory, the closed door is sealed so the tub won't leak when you fill it. These seem to be aimed at seniors (and perhaps people with disabilities).

You're going to have to sit there (maybe in a cold bathroom) while the tub fills. Then, when you've finished your bath, you've got to wait (wet and possibly shivering) while the tub drains, before you can open the door and leave. This does not seem like a good idea. I have seen at least one brand that claims to have a fast-draining system and a heated seat so you won't get chilled while waiting. They suggest "multi tasking" by rinsing (won't that add more water?) while draining.

A more practical solution to bathing for the mobility-impaired is a walk-in shower with a chair or stool and a hand-held spray. This lets you get in and out quickly and does not require prolonged standing. For those who really can't stand or walk, there are shower/commode wheelchairs designed to roll into a shower or perch over a toilet.

 

Don't Dry Up and Blow Away

Illustration: "A Mad Dog in a Coffee House" (ca 1800), Thomas Rowlandson

One day, my brother stopped by to visit our mother, then in her eighties. He found her sitting on the couch, slumped over her tray table, lethargic and weak. With some difficulty (she was hard to move), he got her to the doctor, where she was diagnosed with dehydration and revived with the application of fluids.

Dehydration is a serious and all-too-common health problem for seniors. There are several reasons for this.

As people age, sensations of thirst diminish. An older person who needs water may not feel thirsty.

People suffering from cognitive impairment may forget to drink, or may simply ignore feelings of thirst or signs of illness.

Kidney function often diminishes with age, leading to fluid imbalance and a tendency to become dehydrated more quickly than a younger person.

Some medications cause dehydration.

Sometimes older folks deliberately drink less, because they want to avoid frequent trips to the toilet. People who suffer from incontinence may try to stay dry.

Avoiding dehydration may require creating a schedule for drinking water. People who dislike water may be encouraged to drink more if they are given juice, flavored water or herbal teas. Eating foods with a high water content can help. Some sports drinks (not energy drinks) may be helpful.

Always rehydrate after spells of diarrhea or vomiting, or after exercising. Remember to drink more than usual in hot weather.

WebMD: Dehydration in older aduilts
Mayo Clinic: Dehydration Symptoms and Causes


 

Retired Presidents

Equestrian Portrait of George Washington (1829), Rembrandt Peale.

Most people seem to see Jimmy Carter's post-presidential accomplishments as more impressive than anything he did while in the White House. Whether or not that's accurate, it makes sense. Carter had only four years as President, and 43 afterward. As a private citizen, he could follow his heart, working for human rights and humanitarian causes in ways not usually available to office holders.

Thinking about this, I began to wonder, what did other presidents do after leaving office? What follows is a very brief summary. Note that this does not take into account how long each man lived after leaving the presidency, nor does it include health problems and other constraints.

George Washington: He retired to his plantation, Mount Venon. To supplement his income, he set up a whiskey distillery. He also bought and sold real estate.

John Adams: He managed his farm, corresponded with old friends and colleagues, wrote a series of letters published in the newspaper.

Thomas Jefferson: Founded the University of Virgina, maintained correspondence with political leaders, wrote his autobiography.

James Madison: Retired to his plantation at Montpelier, helped Jefferson found the University of Virginia, was a representative to the 1829 Virginia Constitutional Convention, spent time editing and revising (including falsifying) his old letters and documents.

James Monroe: Spent time reading, wrote a book on political theory, started but did not complete his autobiography, struggled with financial problems, served on the Board of Visitors for the University of Virginia, was a delegate to the Virginia Constitutional Convention of 1829–1830.

John Quincy Adams: Ran for re-election and lost, then was elected to Congress in 1830 and served nine terms, was involved in the anti-slavery movement, instrumental in establishment of the Smithsonian Institution.

Andrew Jackson: Remained politically influential, lobbied for annexation of Texas.

Martin Van Buren: Retired to his estate, remained politically influential, traveled in Europe.

John Tyler: Retired to his plantation in Virginia. Was presiding officer of the Washington Peace Conference in 1861, supported secession and was elected to the Confederate Congress.

James Polk: Became seriously ill during a tour of the southern states, died at age 53.

Millard Fillmore: Traveled in Europe and the Middle East. Ran for re-election and lost. Married a wealthy widow, supported charitable causes. In the Civil War, he commanded the Union Continentals, and remained active with them.

Franklin Pierce: Traveled extensively, remained moderately influential, became a heavy drinker.

James Buchanan: Retired to his study, where he read books and wrote letters, wrote a memoir.

Andrew Johnson: Ran for the Senate, and lost. Ran again and was narrowly elected.

Ulysses S. Grant: Toured the world for 2 ½ years. Hoped for a 3rd term but did not get the nomination. Suffered business failures due to being defrauded, sold assets to repay debts. Wrote magazine articles and a memoir.

Rutherford B. Hayes: Declined to run for a 2nd term. Became an advocate for education, served on the Board of Trustees of Ohio State University.

Chester Arthur: Returned to law practice, but poor health limited him. He burned all his papers.

Grover Cleveland: Lost election for 2nd term, returned to law practice, ran again for President and won. After 2nd term, he retired to his estate, was a trustee of Princeton University, wrote articles.

Theodore Roosevelt: Traveled in the Smithsonian-Roosevelt African Expedition, which killed and trapped over 11,000 animals. Traveled through Europe, where he made speeches and delivered lectures. Was the first U.S. president to fly in a plane. Remained involved and influential in politics. Ran again for president as a third-party candidate, and lost. Traveled through South America in the Roosevelt–Rondon Scientific Expedition. Remained involved and influential in politics.

William Howard Taft: became a Professor of Law and Legal History at Yale University. Remained involved and influential in public affairs. Was appointed to the Supreme Court in 1921, and became Chief Justice. In poor health, he resigned in 1930.

Woodrow Wilson: Opened a law practice, but never showed up after the first day. Cooperated with a biographer.

Calvin Coolidge: Retired to Northampton. Served on various foundations and organizations, wrote an autobiography and a syndicated newspaper column, made radio speeches.

Herbert Hoover: After his wife’s death, he lived permanently at the Waldorf Astoria hotel in New York City. He wrote many books. Despite widespread unpopularity, he remained involved in politics and hoped to run for another term. He opposed U.S. involvement in WWII and was active in the America First Committee. After the war he started a school meal program for children in occupied territories.

Harry S Truman: Wrote his memoirs, taught some university courses, established his presidential library. He and his wife received the first two Medicare cards.

Dwight Eisenhower: Retired to a farm near Gettysburg, and kept a retirement home in Palm Desert CA. He continued to support Republican candidates.

Lyndon Johnson: Retired to his ranch in Texas. Worked with a co-writer on his memoirs and other books, established his presidential library and museum.

Richard Nixon: Retired to his home in California, accepted a pardon from President Ford, was disbarred in New York, appeared in television interviews, visited China, visited the U.K., wrote his memoirs and other books, supported Ronald Reagan’s campaigns, moved to New Jersey, had a busy schedule of speaking engagements, visited the Soviet Union, established his presidential library.

Gerald Ford: Moved to Denver, invested in oil, made public appearances, wrote his autobiography, played golf, established his presidential library, was involved in various organizations and institutions, and was a member of several corporate boards.

Jimmy Carter: Served in several diplomatic roles and peace missions, gave advice to various presidents and presidential candidates. Received 2002 Nobel Peace Prize. Wrote many books, founded the Carter Center to promote human rights, became known for his work with Habitat For Humanity. Worked for the eradication of Guinea Worm. Taught Sunday school and taught university courses.

Ronald Reagan: Was well-paid for speaking engagements, established his presidential library, joined other past presidents in support of the Federal Assault Weapons Ban. Made a public announcement of his Alzheimer’s disease diagnosis.

George H.W. Bush: Took annual cruises in Greece, went on fishing trips in Florida, and visited the Bohemian Club in Northern California. Made many paid speeches. Supported various charities, endorsed Republican candidates.

Bill Clinton: Wrote his autobiography and other books. Created a charitable foundation. Performed several diplomatic missions. Earned money from paid speeches and business consulting. Received a number of honorary degrees, established his presidential library.

George W. Bush: Attended many football and baseball gamers, made public appearances and speeches. Wrote a memoir. Was involved in various charitable efforts. Pursued painting as a hobby and published a book of portraits.

Barack Obama: Released his memoir. He and his wife formed a production company to make documentary films. Was well-paid for speeches. Made various TV appearances, podcast episodes, and public appearances. Campaigned for Democratic candidates. Was involved in various charitable efforts.